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MOBILE DEPOSITS

For qualified members, FORUM offers mobile deposits, a service that allows you to make check deposits to your FORUM account from the convenience of your mobile device. Using the camera from a supported device (see below), you can send secure digital images of checks for deposit into your account from anywhere. If you do not have the ability to make deposits from your mobile device, this service can also be used from your desktop computer. See a quick start guide for using desktop mobile deposit. 
 

Mobile Deposit Instructions

Apple iOS Devices:
Mobile deposits are available within FORUM’s CU Online Mobile Banking application. Download or update the FORUM Credit Union app within the Apple Store.

 

Android Devices:
Download or update the FORUM Credit Union app within the Google Play App Store.

 

Hardware and Software Requirements

Mobile Deposit Requirements
Mobile deposit works with a variety of supported smartphones and devices and uses the built-in camera for the capture of check images. The list of supported devices follows:

  • Apple smart devices with iOS version 9.0 or later
  • Android smart devices with 4.4 operating system or later

NOTE: Devices must have a 2.0 megapixel (or greater) camera
 

General Eligibility & Requirements

Credit Score Requirements:

  • Must have a credit score greater than 600 on file with FORUM (within last 12 months).
    • If no current credit score is available and no derogatory credit, must have an account relationship of $1,000 or more in deposits (checking, savings, subshares combined) and membership opened for at least 30 days.
    • If credit score is below 600, account is not eligible for the service regardless of account relationship balance.
  • If a primary member is joint on an account and no derogatory credit, and has a credit score equal or greater than 700, the account will be auto enrolled into Mobile Deposit
  • Loans must be current - cannot be more than 10 days delinquent on a loan.
  • Shares must be in good standing - no suffix may be negative 30 plus days or have permanent holds or other restrictions placed upon it.
  • We must have a valid address on file. 

Full qualifications and member agreement can be found here.  We are open to making exceptions based on the individual member and their relationship with FORUM.  Please call 317-558-6299 or 800-382-5414 to speak with a Member Service Representative for more information.