We are coming up on one of the busiest shopping times that most people experience. Being a smart shopper is one of the most important ways to keep the holidays from becoming a financial burden. Being a smart shopper all year long is really a lot easier than most people think.
With two months remaining in 2019 it might seem you have forever before you need to worry about starting on your financial plans for next year. Don’t waste all of this time before the end of the year. Start planning now to make next year better financially.
Living a successful retirement requires more than just building a large nest egg. It is important that in retirement you also continue to practice smart financial money habits or start using them if you didn’t prior to retirement. Living a money smart lifestyle is extremely critical during your retirement years because it can make your money last longer.
Some of the most important decisions we all need to make in our lifetime is deciding who should be part of our financial team. Building a financial team that understands your unique financial situation is key in having a successful financial future.
No matter what stage of life you are in right now, there are smart financial moves you can and should be making to improve your financial situation. Not making these moves doesn’t necessarily mean your financial outlook is bleak but it can make it much more difficult.
One of the most important lessons your college students needs to learn is how to be financially savvy. Hopefully, you had the opportunity to share important aspects of being money smart before your child headed off to college. Regardless of whether you did or didn’t, when you see them for Fall or Thanksgiving break, here are a few tips to help you discuss smart financial habits with your student.
Your credit or FICO score as it is commonly known, is a very important score to understand. You should be aware of many aspects of your credit score but four of the most important are listed below. The more you understand about your credit and how your actions impact the score the better prepared you will be to improve and keep your credit score at a level that lenders will give you the best rate and the loan amounts you desire.
We all know it is important to build our savings and the positive impact that developing a savings habit can have on your overall financial success. With the US household savings rate still hovering around 8% according to the US Commerce Department, it is clear that not everyone is saving as much as they should be saving.