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A lifetime of good financial decisions can all be undone with a few poor financial decisions that have long term impacts. Sometimes the biggest key to financial success is driven by the actions you avoid rather than the actions you take. 

For the last few months, many of you have been getting ready for the summer by working out and changing your diet so you will be ready to be active. This same philosophy needs to apply to your financial situation to be ready for the summer.
 

Whether you are 25 or 65 being a smart saver and investor is very important. No one can afford to make wrong choices or miss opportunities that could maximize their earnings. Even when working with a professional, remembering a few important tips can be beneficial.
 

Categories: Loans, Money Matters, Planning

Now is the time that many homeowners are starting to develop home renovation and improvements. What is the best way to pay for home improvements? That is the question we all need to ask ourselves before starting any size of home improvement.
 

It’s almost summer and for people of all ages that usually means vacation and an opportunity to create a financial problem. Overspending on vacation is often one of the top five money blunders people of all ages can make.
 

Numerous studies have proven that children who get a basic understanding of financial concepts early in life are much less likely to have financial difficulties later in life. It may be surprising just how many opportunities parents and grandparents have to teach their children about financial matters early in life.
 

Of the 148,773 FORUM members, more than 9,000 are under the age of 18.  We are grateful so many FORUM parents have passed along the benefits of Credit Union membership to their children.  Our purpose here at FORUM is helping members live their financial dreams, and it has been well documented that saving money at an early age dramatically aids in achieving one’s financial dreams. 

With the first quarter of the year almost in the books, it might be time to look at those resolutions that you formulated at the start of the year. Many of our New Year’s resolutions may have gone by the wayside. If some of those forgotten resolutions are financially related there is still time to get them back on track.
 

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