For anyone who wants to improve their financial situation, the first step is usually tracking their spending to see where their money is going. The second and much harder step, deciding where their money should be going which usually means a drastic change in financial habits.
With summer just over a month away, many people are starting to make summer plans and incur expenses related to summer activities. Before you start on your summer plans, make sure you are prepared to control your spending. Summer can be a difficult time staying true to your budget.
Are you struggling with any aspect of your personal finance? Are you ready to make a change to improve your financial situation? There are a few basic financial moves you can make to get your finances back on track.
If you have always desired a budget, but feel like the creation and upkeep of one would be too much effort, there might be a better way. As a FORUM member, you have access to FORUM’s free online banking program, CU Online.
It’s time to make the most of your 401(k). You’ve probably heard these tips before, but sometimes it’s good to have a mental refresher to put these tips into practice!
Do you need to increase your cash flow to make your monthly budget work? Almost everyone could use a few more dollars each month. There are ways to give yourself a raise even if you don’t get one from your work.
Budgeting is certainly a lifestyle change and if your New Year’s resolution was to live by a budget, you could be experiencing burnout by now. Lifestyle changes are difficult, however there are ways to beat budget burnout and stay on track financially.
If you want 2017 to better financially than 2016 you really need to have a plan. It doesn’t have to be complicated, sometimes a simple plan works the best. A plan based on foundational aspects of money management can actually be easy to follow and requires only 6 steps.