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It’s easy to get discouraged when we haven’t saved the amount we would like for retirement. However, it’s more beneficial to use that energy toward fixing the issue rather than dwelling on past mistakes. There are several ways you can catch up on your retirement savings and it’s never too late to begin.

People who are in financial distress typically don’t realize there is a problem until it is too late. Like many of life’s difficult situations early detection is the best way to avoid serious consequences.  Knowing the warning signs and the financial behaviors that can lead to financial concerns is the best way to keep your finances on the correct path.

Financial success is not always easily found. There are several ways to start down the wrong path that can create difficult financial burdens to overcome.  It doesn’t have to be that way though. There is a SIMPLE way to better financial outcomes.

Just reading the words “estate planning” conjures up many emotions and thoughts for people. Some think estate planning is only for the wealthy or the retired. Others don’t want to think about it at all because it is a reminder of our own mortality. The truth is, estate planning is extremely important for everyone, no matter your age or the size of your estate.

The start of the year is a good time to start planning, especially if you have a major life event in your future.  If you follow a few smart financial tips these life events don’t leave you broke and help you control the emotional aspect of these events that can lead to irrational financial decisions.

Categories: Money Matters, Planning

Being in financial distress is not always related to a single event. Many times it is the impact of minor bad decisions over a long period of time that can be the cause. There are five financial habits that can be very detrimental to your long term financial success.  Changing these habits will make a dramatic difference financially.  The five habits to change are: having an expensive daily habit, irresponsible credit card use, buying a car every two years, making many small purchases instead of one large purchase and the number one habit to change is using “hoping for the best” as your financial planning model.

Another year has come and gone. And while it’s exciting to think of the New Year and new beginnings, there is also value in reflecting on the past. From a financial perspective, taking a look back at 2015 can help you lay the foundation for moving forward in 2016. 

Categories: Money Matters, Planning, Taxes

Even though 2015 is coming to a close quickly there is still time to make several smart financial moves that can make a big impact on your financial situation for 2015 and beyond. There are several different aspects of your life that can be impacted with a few quick financial actions before the end of the year.

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