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A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses.
Anyone who currently has or has had credit cards or loans has a credit history with Credit Reporting Agencies. These agencies provide credit reports upon request. A credit report contains information about where the person works and lives and how they pay their bills. It also may show whether they have been sued or arrested or have filed for bankruptcy. Businesses use this information to evaluate applications for credit, insurance, employment, and other purposes allowed by the Fair Credit Reporting Act (FCRA).
Earning interest on your money is a great way to watch your savings grow! Have you ever wondered how long it would take for you to double your savings? The Rule of 72 says that to find the number of years required to double your money at a given interest rate, you divide the interest rate into 72.
It may seem strange to think about saving for a college education when your child is very young, but there are two things you should consider:
Learn the difference between an ATM card and a debit card.
A lot of people worry about their credit and many financial experts devote much of their time to encouraging people to think about it. So what is it about this thing called credit that’s so important?
With the holiday season approaching, more consumers will be shopping online. How can you tell that the website you are purchasing from is legitimate? Here are things to look for to determine the legitimacy of a website.
One of the first things you get at the start of the school year is a fundraiser whether it’s for the school or a sports/academic team. It’s important for the school and team to get the extra money provided by fundraisers to afford services and extra special things for students. Fundraisers are also a good way for you to learn valuable lessons.