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Categories: Finances, Insurance, Security

When planning for your future, don’t neglect to include insurance. Often this is the most ignored piece of a person’s financial portfolio. And yet, it has major significance. Insurance provides peace of mind and financial relief when you most need it.

Categories: Insurance, Planning, Taxes

If you’re an employer looking for a manageable way to offer your employees health care benefits while keeping costs under control, you may want to consider health savings accounts. 

If you don’t already know the basics, it’s time to get familiar with life insurance!

Categories: Insurance

When you shop for auto insurance, it’s a good idea to gain a general understanding of insurance rates and the coverage that works for you.

It seems like every other commercial is for auto insurance, and while the ads may be clever, it’s important to research each carrier before buying coverage. Here are some questions to keep in mind when choosing an auto insurance company. 

Categories: Insurance

While hoping for the best is a good thing, it’s also important to cover your bases in case of an accident or unplanned event. Insurance gives you protection against the unexpected. What if you are in a car accident? Suppose your home needs repairs from hail damage. If you pass away, would your surviving family be okay without your income? What if a chronic illness or disability renders you unable to work for a substantial period of time? It can be daunting to figure out what insurance policies you do and don’t need and where to get them. FORUM Credit Union members can enjoy affordable top-quality protection at discounted rates through TruStage™ Insurance Agency...

Categories: Education, Insurance

Insurance is a way of protecting yourself from some of life's surprises. People pay a relatively small amount of money each year for insurance. If one of those little surprises pops up, a portion of the responsibility of paying for the surprise is transferred to the insurance company. This protects people from being forced to spend large sums of money to pay for large expenses, such as damage to their auto or damage to their home.

If you’ve taken steps to protect those who depend upon you – such as obtaining life insurance, writing a will, or developing a trust – give yourself a pat on the back. If you haven’t taken those steps, you should. Having a will and/or a trust helps to ensure that your hard-earned assets are distributed properly, and life insurance can help your spouse, children, and any other dependents meet their financial needs if you can’t.

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