International Credit Union Day is on Thursday, October 20 this year, and it has been celebrated on the third Thursday of October since 1948. Credit unions utilize this day to celebrate the history of the credit union, the credit union movement, and to show member appreciation. It is also a day to raise financial awareness.
Buying a home can be overwhelming but with just a few pieces of information and the right team you can become a smart home buyer. And if you are smart home buyer, you are very likely a much more attractive candidate to the seller and in today’s housing market that is extremely important.
If your son or daughter is heading to college this fall, both you and your child most likely have a lot on your mind – finances, meeting new people, choosing a major, and more. With all of these conversations happening, it’s a great time to talk with your child about the basics of budgeting, establishing credit, and opening a free checking account.
College certainly isn’t cheap. Fortunately, if you take advantage of scholarship opportunities you can potentially make a big dent in your education costs. Unlike loans, scholarships are gifts. That means they never have to be repaid!
Whether you attend high school or you’re going to college, FORUM’s Student Checking Accountgives you the flexibility and services you need to accommodate your lifestyle. Plus, right now if you open a Student Checking before August 31, you’ll be entered to win 1 of 4 prizes!
Whether you have 12 weeks before your child attends college or 12 years before that big day, there are several ways to fund the cost of college. 529 plans are just one of the many options available to you for funding college education. Knowing all the options is important regardless of how soon your child is heading to college.
Establishing and maintaining good credit is important – whether you want to obtain a mortgage, a car loan, or a student loan, your creditworthiness is the key to your financial life. If you have bad credit, it will be more expensive for you to borrow money for any purpose because your interest rate will be higher.
A budget is a listing of your income and expenses with the goal of making your total income be equal to or greater than your total expenses.