Black Friday is the traditional kickoff to holiday shopping and it seems to always begin with a frenzy of activity. This frantic activity often causes impulse buying leading to overspending on the holidays. And it’s not just black Friday but the entire holiday shopping season that needs to be considered. Whether you are reading this on November 26th or December 15th, the tips below can help you stay out of the red financially speaking.
Many parents are excited about spending time with their college kids who will be coming home for Thanksgiving in a few short days. This time together provides an excellent opportunity to talk about the financial aspects of their college life. There are a few topics that are important to discuss.
We all want to be successful financially and yet it is the one aspect of our life we often neglect when it comes to the basics of achieving success. Success is usually derived from a solid plan much the way teams are successful in sports.
Do you ever find yourself justifying your spending? Using reasons like: it’s on sale, or I deserve to treat myself to a lavish vacation or I don’t make enough money to save. Excuses like this could really be derailing your financial success, maybe it’s time for a financial intervention.
The difference between being successful and less than successful with your investments many times comes down to understanding a handful of investment principles that have stood the test of time. Following these few simple rules can increase your chances of becoming a successful investor.
Putting off important financial decisions can have a major impact not only on your retirement but also on your financial well-being as you move towards retirement. Having a strong foundation built by the time you are 40 can produce so many benefits not just in retirement but in the years leading up to retirement.
There may be less than 3 months remaining in 2015 and yet there is still time to make important financial moves that help improve your situation now and make the start of 2016 better too. Don’t wait until the last minute because these moves might have a major impact if you make them soon.
Almost every person will make poor financial decisions during their lifetime. The key to success though is avoiding the money mistakes that are difficult to overcome. Andy Mattingly from FORUM Credit Union is here to highlight the poor decisions that can lead to financial disaster.