Personal Loans And Lines Of Credit

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What Is A Personal Loan?

A Personal Loan is a type of loan that features a fixed rate, fixed term, fixed monthly payments and does not require collateral, like your car or home. A Personal Loan can be used for any reason. Typical uses include debt consolidation, unexpected expenses, large purchases and home improvements. Whatever your need may be, a Personal Loan is a great option.

Personal Loan Features:

Personal Line Of Credit

A Personal Line of Credit is a personal loan that is highly convenient and flexible. It allows you to borrow only the money you need when you need it – without having to reapply.

Personal Line of Credit features:

  • Competitive interest rates
  • Credit limits from $500 to $25,000 available
  • No penalty for early payments
  • Monthly payments based on balance used
  • Online access to funds through CU Online
  • Automatic transfer to your checking account in the event of an overdraft
  • No annual fee

Share Secured Loan

A Share Secured Loan is a personal loan that uses the money in your savings account as collateral to secure your loan. A FORUM lending representative can discuss the best options to meet your needs.

  • A Share Secured Loan helps you build credit by repaying the loan amount
  • Allows the funds in your savings account to continue earning interest. (The funds in your savings account that are being used as collateral for the loan are not available for withdrawal until the loan is paid in full.)
  • Share Secured Loan options and rates vary.
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Interested In A Loan For A Motorcycle, Boat Or RV?

To see the detailed Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boat, and RV Loans, click here.

Loan Calculators

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Make a Loan Payment

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Debt Protection

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