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Credit Cards

You juggle enough in your life. The FORUM Credit Union MasterCard® Credit Card allows you stay in control of your money by managing and tracking your purchases. Whether you are making small or large, planned or spontaneous purchases, your MasterCard® Credit Card gives you the flexibility and security you need. 
2.99% intro APR for 12 months on purchases and balance transfers.
After the introductory period, a variable rate of 9.49% - 15.49% will apply, based on your credit worthiness.


  • Low introductory rate
  • No annual fee*
  • No balance transfer fees*
  • No cash advance fee*
  • Unlimited 1% cash back rewards on every purchase



Why should I use a credit card?

Your FORUM MasterCard® Credit Card is a great option to use to consolidate higher interest debt, make home improvements, and pay recurring bills while earning rewards. Plus, receive your new FORUM MasterCard® Credit Card immediately at any FORUM branch location for added convenience.  

Should I consolidate my debts?    

What if I am new to credit?

Our rewards MasterCard® is designed to also fit the unique needs of students and young professionals who are new to credit.

See how FORUM gives back through Credit Card rewards. 

*See application disclosure and credit card agreement and disclosure for full details.
**FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. 
***Certain restrictions apply. Please visit for more details. ©MasterCard. MasterCard is a registered trademark of MasterCard International Inc.