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Personal Loans & Lines of Credit

No matter what your plans may be, FORUM offers a variety of personal loan products, with great features and benefits, to help make them a reality.

What is a personal loan?

A personal loan is a type of loan that features a fixed rate, fixed term, fixed monthly payments and does not require collateral, like your car or home. FORUM’s Member Appreciation – Personal Loan features:
Apply Now »   Make Loan Payment »

What is a personal line of credit?

A personal line of credit is a personal loan that allows you to borrow only the money you need when you need it without having to reapply. FORUM’s MoneyLine – Personal Line of Credit offers convenience and flexibility and features:
  • Competitive interest rates
  • Monthly payments based on balance used
  • No annual fee
  • Credit limits from $500 to $25,000 available
  • No penalty for early payments
  • Online access to funds through CU Online
  • Automatic transfer to your checking account in the event of an overdraft
Apply Now »   Credit Line Calculators »   Make Loan Payment »

How can I use a personal loan or line of credit?

A personal loan can be used for any reason. Typical uses are for debt consolidation, unexpected expenses, large purchases, home improvements, weddings, vacations, and other important life events. Whatever your need may be, a personal loan is a great option.
Should I consolidate my debts? »

What is a share secured loan?

A share secured loan is a personal loan that uses the money in your savings account as collateral to secure your loan. This type of loan can help a person build credit by repaying the loan amount and allows the funds in your savings account to continue earning interest. The funds in your savings account being used as collateral for the loan are not available for withdrawal until the loan is paid in full. Loan options and rates vary with a share secured loan. A FORUM lending representative can discuss the best options to meet your needs.

Rate Discount: FORUM offers a .50% discount on personal loans for qualifying members with an active checking account (Active checking account requires a FORUM checking account with at least 10 transactions the month previous to the application date).