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Personal Loan Rates


Interested in a low credit card rate, a personal line of credit, or maybe you’re looking to consolidate debt? See below for our competitive, low personal loans rates.

 
Tier Maximum Credit Limit Intro Rate Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 2.99% 8.74%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $20,000 2.99% 10.74%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $15,000 2.99% 14.74%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%
Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 8.25%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $20,000 10.74%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $15,000 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%
Tier Maximum Loan Amount Annual Percentage Rate (APR) Maximum Term
A+ and A $40,000 8.24%* Fixed 41 Months
A+ and A $40,000 8.24%* Fixed 53 Months
A+ and A $40,000 8.49%* Fixed 65 Months
A+ and A $40,000 8.74%* Fixed 77 Months
A+ and A $40,000 8.74%* Fixed 84 Months
B $30,000 10.24%* Fixed 41 Months
B $30,000 10.24%* Fixed 53 Months
B $30,000 10.49%* Fixed 65 Months
B $30,000 10.99%* Fixed 77 Months
B $30,000 10.99%* Fixed 84 Months
C $20,000 12.49%* Fixed 41 Months
C $20,000 12.49%* Fixed 53 Months
C $20,000 12.74%* Fixed 65 Months

Rates as of 11/9/2019.

Click here to see the detailed Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boats, and RV Loans.