Personal Loan Rates
Interested in a low credit card rate, a personal line of credit, or maybe you’re looking to consolidate debt? See below for our competitive, low personal loan rates.
Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boats, and RV Loans.
| Tier | Max. Credit Limit | Intro Rate | APR* | Min. APR (Floor) | Max. APR | Margin |
|---|---|---|---|---|---|---|
| A+ and A | $25,000 | 2.99% |
10.74%
Variable
|
3.99% | 21.00% | +3.99% |
| B | $20,000 | 2.99% |
12.74%
Variable
|
5.99% | 21.00% | +5.99% |
| C | $15,000 | 2.99% |
16.74%
Variable
|
9.99% | 21.00% | +9.99% |
| Tier | Maximum Credit Limit | Annual Percentage Rate (APR) | Minimum APR (Floor) | Maximum APR | Margin |
|---|---|---|---|---|---|
| A+ and A | $50,000 |
10.25%
Variable
|
7.99% | 21.00% | +3.50% |
| B | $30,000 |
12.25%
Variable
|
10.99% | 21.00% | +5.50% |
| C | $15,000 |
14.25%
|
12.99% | 21.00% | +7.50% |
| Tier | Max. Credit Limit | APR* | Min. APR (Floor) | Max. APR | Margin |
|---|---|---|---|---|---|
| A+, A, and B | $500 |
10.25%
Variable
|
8.24% | 21.00% | +3.50% |
| Tier | Maximum Loan Amount | Annual Percentage Rate (APR) | Maximum Term |
|---|---|---|---|
| A+ and A | $50,000 | 10.99%* Fixed | 41 Months |
| A+ and A | $50,000 | 11.24%* Fixed | 53 Months |
| A+ and A | $50,000 | 11.49%* Fixed | 65 Months |
| A+ and A | $50,000 | 11.74%* Fixed | 77 Months |
| A+ and A | $50,000 | 11.99%* Fixed | 84 Months |
| B | $30,000 | 13.74%* Fixed | 41 Months |
| B | $30,000 | 13.99%* Fixed | 53 Months |
| B | $30,000 | 14.24%* Fixed | 65 Months |
| B | $30,000 | 14.49%* Fixed | 77 Months |
| B | $30,000 | 14.74%* Fixed | 84 Months |
| C | $15,000 | 15.74%* Fixed | 41 Months |
| C | $15,000 | 15.99%* Fixed | 53 Months |
| C | $15,000 | 16.24%* Fixed | 65 Months |
Rates as of 10/28/2026.
Rates are subject to change without notice.
For deposit accounts, see the fee disclosure and rate schedule for details on minimum balances, dividends, and any requirements or limitations.
For loan rates, rate quoted as a fixed annual percentage rate (APR).
For Business Cash Management Money Market accounts, you must have a Business Analysis Checking account. If your Business Analysis Checking account is closed, within sixty (60) days of the closure any funds in your Business Cash Management Money Market account will be transferred to a Prestige Money Market account or another related FORUM account.
Loan rates listed are limited to A+ tiers only. Higher loan rates may apply based on credit worthiness.
Loan rates may vary according to the market based on prime rate.
*APY - Annual Percentage Yield. Minimum $500 required to open. No maximum limit. Penalties assessed for early withdrawal. Fees may reduce earnings.