Business Services
Maximize your time with our Business Services Solutions.
Cash Management
Managing a business keeps you busy. That’s where FORUM comes in with our cash management solutions. You can spend less time worrying about the details, and your business will run more efficiently. Depending on the size and needs of your business, we can customize the right products to fit your company. Additional services available may require approval. Please contact the Commercial Group for more information and qualifications.
Positive Pay
Provides a tool for FORUM business members to reduce Check and ACH fraud through account management and review. This service is intended to identify unauthorized checks and ACH items presented for payment by providing notice to the business member to review for approval or rejection. View Demo.
ACH Origination
A nationwide electronic payment system that is used for direct deposit of employee payroll, direct debit for individuals who pay you on a regular basis, and business to business payments.
Line of Credit Sweep
Automatically monitors and directs checking account funds daily.
Merchant Card Processing
Partnered with Clover from Fiserv, we offer “One-Stop” shopping for our business members with the processing capabilities they require – including credit, debit, gift cards, prepaid, wireless and internet solutions, and more.
Remote Check Deposit
You have the ability to convert paper checks into electronic images, and deposit the images as electronic data, eliminating a trip to the branch. Your deposit credit appears in your checking account the next day. For more information on Remote Check Deposit Processing, click here.
Zero Balance Account (ZBA)
All balances are kept in the main account, and funds are transferred automatically from the main account to pay checks written on the ZBA account.
Business Insurance Options
FORUM Insurance Services has insurance to support your growing business. See options and request a quote today.
Employee Partnership Perks
FORUM Credit Union is your Financial Wellness Partner. Set your company apart from the rest with added benefits for your employees at no cost to you. For more information or to add to your benefits package, please contact us and ask for a FORUM Business Development Representative, or learn more here.
Business Resources
Employee Benefits
Putting together a benefits package that meets the needs of your employees can be overwhelming. FORUM can help simplify the process and keep your employees happy by working with you one-on-one to determine the needs of your business.
Options:
- 401(k)s
- Simple IRAs and SEP IRAs
- Health Savings Accounts (HSAs)
- Offer FORUM membership to your employees by becoming a Select Employee Group.
For more information, contact us and ask for a FORUM Business Development Representative.