Health Savings Account
Take Control Of Health Costs
This account allows you to save and pay for eligible medical expenses if you are covered by a qualified health plan.*

Features
- Low application fee and no monthly service fee **
- Competitive, tiered dividend rates on HSA Checking ***
- Have long-term health savings deposits? Earn higher dividends with a health savings certificate. Funds can only be added to certificates at maturity and there are early withdrawal penalties
- Free online banking including electronic statements, account alerts, and Bill Pay
- Health Savings Account balances can roll over year to year
- Contribute funds via direct deposit, in-person, or by electronic transfer
- Contributions may be tax deferred ****
- Free Mastercard® Debit Card, if requested
- Withdraw funds at any branch or ATM location
- Unlimited check writing

Save On Health Insurance
TruStage Health Insurance features:
- Savings – You could save $434.39 a month on health insurance. *****
- Financial Assistance – More than 75% of applicants qualify for financial help.******
- Resources – GoHealth advisors can help you find the right plan for you and your family.
The open enrollment period for the Affordable Care Act (ACA) runs from November 1 until January 31.
Act now! Call 1.888.416.2166 or go to TruStage.com today.
*You are eligible for a Health Savings Account if you are covered under a high deductible health plan (HDHP). In order to qualify, you are generally not covered by another health plan that is not an HDHP, not enrolled in Medicare, and are not claimed as a dependent on someone else's tax return in the year contributions are made. This is not intended as tax advice. Please consult a tax professional.
**$5.00 membership fee required.
***Dividends apply to qualifying balances, refer to the rate schedule.
****This is not intended as tax advice. Please consult a tax professional.
© TruStage. All rights reserved. The TruStage Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont, and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.
*****Families eligible for the Advance Premium Tax Credit save an average of $434.39 per month on their health insurance when they shopped through GoHealth (2015 OE).
******Over 75% of those who enrolled through GoHealth are eligible for the Advance Premium Tax Credit to lower the cost of their health insurance (2014 OE) TSH-1272696.1