Debt Protection for Your Loans

What Is Debt Protection?

Debt Protection is a voluntary loan payment protection product that helps provide relief from the financial burden of delinquency, default, or foreclosure in the event of an unexpected life event.

How Does Debt Protection Work?

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), FORUM will cancel or reduce repayment of your loan debt.

Protected life events include:

• Loss of life
• Disability
• Involuntary unemployment

Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost. Simple eligibility requirements help ease the enrollment process.

Visit a branch or contact us to learn how to protect your loans today.

Need to File a Claim?

In your time of need, our claims process is quick and easy.   If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.  To begin, please fill out a claim form here. 
*Be sure to use Chrome, Fox, or Edge browsers to view the link above. Internet Explorer (IE) is not compatible. 

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

If you are interested in adding payment protection, please fill out the form below: 

Your purchase of MEMBER’S CHOICE™ Borrower Security is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of MEMBER’S CHOICE™ Borrower Security.

DPGAP-0412-B700

Not NCUA insured. Not Obligations of the Credit Union. May Involve Investment Risk and Loss of Principal.