• Articles of Organization or Incorporation, if applicable
• Assumed Business Name Certificate, if applicable
• Letter from IRS assigning EIN number, if business is using an EIN
• 2 pieces of ID for each signer:
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration

Estate Accounts:

• Letters of Administration or Letters of Testamentary
• Death Certificate
• Letter from IRS assigning EIN number
• 2 pieces of ID for each Personal Representative or Executor
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card

Trust Accounts:

• Complete Trust document, Certification of Trust, or Copy of page with title, date trust was established, trustees, and trustee signature page
• Letter from IRS assigning EIN number, if trust is using an EIN
• 2 pieces of ID for each Trustee
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card

Guardianship Accounts (cannot open restricted guardianships):

• Letters of Guardianship
• Order issued by the court
• 2 pieces of ID for the Ward and each Guardian
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card

• 2 pieces of ID:
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration

• 2 pieces of ID for each account owner/signer
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card

Representative Payee Accounts

• Letter from the Social Security Administration assigning the Representative Payee
• 2 pieces of ID for the Beneficiary and Representative Payee
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card

Federal Fiduciary Accounts

• Letter from the Social Security Administration assigning the Federal Fiduciary
• 2 pieces of ID for the Beneficiary and Federal Fiduciary
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card

UTMA Accounts

• 2 pieces of ID for the Beneficiary and Custodian
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
    • Birth Certificate is accepted as a primary ID for minors
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card
    • Social Security Card is required for all minors

For an initial consultation appointment, please bring the below:

• Any documents that you may wish to have reviewed

If you have scheduled a financial planning account review, please bring the below:

• Statements
  • Retirement - IRA (Traditional and/or Roth), 401k, 403B, etc.
  • Brokerage investment statements
  • Credit Union or other financial institution statement(s)
• Insurance
  • Life insurance
  • Disability 
  • Health insurance options
• Estate Planning
  • Will and/or Trust documents
  • Power of Attorney
  • Health care directive
  • Any other supporting documentation
• Expenses
  • Statements for all liabilities
  • List of fixed expenses
  • Understanding of variable expenses

• Valid driver's license
• May ask for the following in certain situations:
  • Bill of sale or purchase order
  • Income verification
  • Copy of title

• Valid ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
• Income verification

• Most recent home appraisal value
• Amount currently owed on 1st mortgage
• Amount currently owed on 2nd mortgage, if applicable

• Valid ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card   

• Estimated purchase price of home
• Estimated down payment
• Estimated time frame to purchase/build home

• Estimated home appraisal value
• Amount currently owed on 1st mortgage
• Amount currently owed on 2nd mortgage, if applicable

• Valid ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card   

• 2 pieces of ID for each signer/owner being added to an account
  • Primary ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card  
  • Secondary ID - Credit Card, Birth Certificate, Student ID, Organization/Union Card, Employer ID, Social Security Card, Welfare ID, Voter’s Registration Card
• To add or remove account signers/owners, each current account signer/owner’s signature is required, as well as the signature of any signers/owners being added or removed.

• Valid ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card   
• For any accounts being closed due to the passing of an owner/signer, please bring a copy of the death certificate.

• Photo ID of anyone requesting a copy of their credit report - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card   
• If credit is frozen, please bring Equifax PIN or unfreeze it prior to appointment

• Valid ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card   

• Valid ID - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card   

• All parties who need their signature notarized or a medallion stamp provided, and must be a FORUM member
• Valid photo ID of all endorsers - Driver’s License, Armed Forces ID, Uniformed Services ID, Federal Employee ID, US Passport, State ID, Permanent Resident Card, Employment Authorization Card, Matriculate Consular, or Matriculate Card
• Medallion Stamp also requires copy of a recent statement showing ownership and either current value or number of stocks owned

• Username and password for FORUM's home banking, CU Online or business online banking, if an existing user.
• If requesting assistance in setting up payees within Bill Pay, please bring copies of your recent bills.