Don’t accept treats from spooky fraudsters

Tricksters PDF

This time of year often sees an increase in fraud and scams targeting your money or identity. With a little knowledge you can help protect yourself from the tricks that fraudsters are using and avoid falling for the treats that scam artists are offering.

What Are Some New Tricks Fraudsters Are Using in 2025?

• AI-Powered Phishing: Scammers now use artificial intelligence to craft convincing emails, texts, and even voice calls that mimic real companies or people you know.
• Deepfake Scams: Fraudsters may use deepfake audio or video to impersonate trusted contacts, making requests for money or sensitive information seem legitimate.
• QR Code Scams: Fake QR codes are placed on flyers, emails, or even public places, leading you to malicious websites that steal your data.
• Social Media Giveaways: Scammers create fake contests or ticket giveaways, especially for popular events, to collect your personal information.

How Do Fraudsters Use “Treats” to Entice You?

• Crypto Investment Scams: Promises of huge returns on cryptocurrency investments, often promoted via social media or text, are on the rise.
• Fake Job Offers: Scammers offer remote jobs with high pay, but require you to pay for training or equipment upfront.
• Romance Scams: These continue to evolve, with scammers using dating apps and social media to build trust before asking for money or gift cards.
• Online Marketplace Scams: “Too good to be true” deals on electronics, concert tickets, or collectibles—especially if payment is requested via wire transfer or cryptocurrency.

How Do Scam Artists Try to Spook You?

• Urgent Account Alerts: Texts or emails claiming your bank account is locked, urging you to click a link or call a number immediately.
• Government Impersonation: Calls or emails threatening arrest or fines for unpaid taxes, often using spoofed caller IDs to look official.
• Family Emergency Scams: Deepfake technology is now used to mimic a loved one’s voice, claiming they need money urgently.

What Should You Do to Protect Yourself?

• Verify Before You Act: Never click on links or download attachments from unknown sources. Always verify requests for money or information by contacting the person or company directly.
• Use Strong Passwords & MFA: Enable multi-factor authentication on all accounts and use unique, strong passwords.
• Stay Informed: Follow trusted sources for updates on new scams. Share information with friends and family, especially those who may be more vulnerable.
• Slow Down: Scammers want you to act fast. Take your time, ask questions, and never let anyone pressure you into making a decision.