Don’t be on the naughty list, avoid these holiday mistakes

Naughty List PDF

The holiday season is a time for celebration, connection, and generosity—but it can also bring stress, overspending, and social missteps if we’re not careful. Whether you’re shopping for gifts, managing your calendar, traveling, or hosting gatherings you can sidestep pitfalls and make the most of the season with less hassle and more joy.

What common mistakes do we make with money and gifts?

• Shopping without a budget: Set a total spending cap, divide it by person/event, and track as you go. Use one list and one payment method for visibility.
• Using “buy now, pay later” with no payoff plan: If you use BNPL, set up automatic payments and aim to pay off the balance in 4–8 weeks to avoid debt.
• Paying rush fees for last-minute buying: Set gift and shipping deadlines early; opt for in-store pickup to avoid extra charges.
• Ignoring return policies: Keep digital receipts, attach gift receipts, and check return windows and restocking fees before purchasing.

Is it possible to make mistakes regarding social or family etiquette?

• Overbooking your calendar: Leave 20–30% of your time unscheduled for rest or unexpected delays.
• Bringing surprise guests: Always ask hosts before adding plus-ones and share dietary info at least 72 hours in advance.
• Posting people (especially kids) without consent: Ask before sharing, avoid geotags, and don’t post others’ home interiors or gifts.

What costly travel mistakes should we avoid?

• Cutting it too close: Arrive 2 hours early for domestic flights, 3 for international; don’t wrap gifts until you arrive.
• Ignoring weather and backup plans: Build in buffer time, use airline apps, and know alternate routes/airports.
• Packing essentials in checked bags: Keep medications, chargers, ID, and a change of clothes in your carry-on.

What mental health mistakes should be avoided?

• Saying yes to everything: Make a must/should/could list and protect at least one full recharge day each week.
• Comparing on social media: Mute as needed, focus on your own traditions, and remember social feeds are highlight reels.
• Spending in attempt to feel better: When we are stressed and lacking energy there is a tendency to shop to relieve stress and start over-buying.