Open Your Health Savings Account!
Follow the steps below to open your new Health Savings Account.
Step 1
Visit https://onlineloanapp.forumcu.com/VirtualCapture/FORUMSEG/Products
Click Select, then click Apply Now
Step 2
Review Disclosures and enter
Applicant Information
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Step 3
Select Your Employer from the drop-down list and press Continue.
Step 4
Complete the Application
Step 5
Complete beneficiary information.
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Step 6
Confirm all of your information and submit.
If your application goes into review, a FORUM representative will contact you within 2 business days
Step 7
Look for an Encrypted Email within 2–3 business days
and follow instructions for electronic signature.
Step 8
Receive final Encrypted Email with account information including your account number. Provide your HSA account number to your HR/Payroll contact.
Step 9
Set up online banking access with your Member Number.
Step 10
Receive Debit Card and PIN in 7-10 days if requested (will arrive separately).
Important Information
Once your account is reviewed, you will receive an encrypted email notification that includes:
You member number that you can use to set up online access to your HSA
Your account number to provide to your employer for direct deposit
FORUM’s Membership Agreement and Disclosures and a Truth-In-Savings Disclosure
Beneficiary Designation Form (complete and return to FORUM if elections were not made during account opening process)
General Information
As a standard policy to prevent any loss associate with this account, FORUM will request a credit report prior to opening your HSA.
If you requested a debit card, you will receive it in the mail approximately 10 days after your account is opened, followed by a PIN number. Call the 800 number listed on the sticker on the face of your debit card when it arrives. Be sure to call from the phone number you listed as your home number to activate your card.
The $5.00 deposit to your savings account is your required Membership Share and cannot be withdrawn.
While your account is a Health Savings Account, it serves and functions as a checking account. The checking account is where you should deposit and withdraw your funds for qualified medical expenses.
Please be sure to track contributions made to your HSA. For annual contribution limits, see IRS.gov.
For easy account management and tracking, sign up for online banking. This will allow you to view deposits, disbursements and choose how you want to receive monthly statements.
This account features tiered rates with the opportunity to earn dividends based on your account balance. View current rates here.