Overdraft Protection

Security When You Need It Most.

Account Linkage

If you have a savings account or other accounts with us, you can authorize us to transfer the funds needed to cover your overdraft without an additional overdraft fee.

Link Accounts

 

Overdraft Privilege

If you don’t have enough funds in other accounts to cover your withdrawal at the time of purchase, Overdraft Privilege allows debit card and ATM authorizations to be approved. Each time you overdraw your account, we cover your withdrawal for an additional customary overdraft fee. If a member elects not to authorize Overdraft Privilege, certain transactions may be denied.

Personal Line Of Credit

With FORUM’s Personal Line of Credit a line of credit is available to cover overdrafts. This service requires you to complete an application, and approval is based on your creditworthiness. The amount of your limit varies.

See Personal Loans

An open safe

Benefits

 

Fees

Download our Consumer Fee Schedule to learn more.

How To Opt-In

Log In

Log into your
FORUM CU account online.

Find Your Accounts

Click on “My Accounts”

Change Settings

Choose Opt-In Overdraft Privilege

Call Or Visit Your Local Branch

FAQ's

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