Checking Rates


Looking for high checking account interest rates? You could get a great checking account rate with FORUM’s One Checking Account. Visit one of our Indianapolis branches, chat, call or open an account online.

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Account Type Min.Balance to Earn Dividends Dividend Rate APY
Dividend Rewards Selection $0.00 0.996 % 1.00 %
Account Type Min.Balance to Earn Dividends Dividend Rate APY
Health Savings Checking $0.01 - $2,499.99 0.00 % 0.00 %
Health Savings Checking $2,500.00 - $4,999.99 0.05 % 0.05 %
Health Savings Checking $5,000.00 - $9,999.99 0.10 % 0.10 %
Health Savings Checking $10,000.00 - $24,999.99 0.10 % 0.10 %
Health Savings Checking $25,000.00 - $49,999.99 0.20 % 0.20 %
Health Savings Checking $50,000.00 - $99,999.99 0.30 % 0.30 %
Health Savings Checking $100,000.00 or greater 0.30 % 0.30 %

Rates as of 7/1/2021.

Deposit Rates

Consumer Fee Schedule

Business Fee Schedule

Rates are subject to change without notice.

For deposit rates, see the appropriate fee disclosure and rate sheet for minimum balance requirements and dividend information.

For loan rates, rate quoted as a fixed annual percentage rate (APR).

Loan rates listed are limited to A+ tiers only. Higher loan rates may apply based on credit worthiness.

Loan rates may vary according to the market based on prime rate. 

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