Checking Rates
Looking for high checking account interest rates? You can get a great checking account rate with FORUM’s One Checking Account. Visit one of our Indianapolis branches, chat, call, or open an account online. Earn even higher dividends on your health savings dollars with a health savings certificate.
| Account Type | Min. Balance to Earn Dividends | Dividend Rate | APY |
|---|---|---|---|
| Dividend Rewards Selection | $0.00 | 1.98 % | 2.00 % |
| Account Type | Min. Balance to Earn Dividends | Dividend Rate | APY |
|---|---|---|---|
| Health Savings Checking | $0.01 - $2,499.99 | 0.00 % | 0.00 % |
| Health Savings Checking | $2,500.00 - $4,999.99 | 0.10 % | 0.10 % |
| Health Savings Checking | $5,000.00 - $9,999.99 | 0.15 % | 0.15 % |
| Health Savings Checking | $10,000.00 - $24,999.99 | 0.15 % | 0.15 % |
| Health Savings Checking | $25,000.00 - $49,999.99 | 0.25 % | 0.25 % |
| Health Savings Checking | $50,000.00 - $99,999.99 | 0.35 % | 0.35 % |
| Health Savings Checking | $100,000.00 or greater | 0.35 % | 0.35 % |
| Account Type | Min. Balance to Earn Dividends | Dividend Rate | APY |
|---|---|---|---|
| Business Analysis Checking | $25,000.00 - $49,999.99 | 0.05 % | 0.05 % |
| Business Analysis Checking | $50,000.00 - $99,999.99 | 0.15 % | 0.15 % |
| Business Analysis Checking | $100,000.00 & greater | 0.25 % | 0.25 % |
Rates as of 10/28/2026.
Rates are subject to change without notice.
For deposit accounts, see the fee disclosure and rate schedule for details on minimum balances, dividends, and any requirements or limitations.
For loan rates, rate quoted as a fixed annual percentage rate (APR).
For Business Cash Management Money Market accounts, you must have a Business Analysis Checking account. If your Business Analysis Checking account is closed, within sixty (60) days of the closure any funds in your Business Cash Management Money Market account will be transferred to a Prestige Money Market account or another related FORUM account.
Loan rates listed are limited to A+ tiers only. Higher loan rates may apply based on credit worthiness.
Loan rates may vary according to the market based on prime rate.
*APY - Annual Percentage Yield. Minimum $500 required to open. No maximum limit. Penalties assessed for early withdrawal. Fees may reduce earnings.