Certificate Rates

FORUM offers various certificate terms and competitive dividend rates. A FORUM Credit Union Certificate is a great way to lock in a high dividend rate on your savings. See below for certificate rates and the high dividend rate you could receive.

Term	Dividend Rate*	Annual Percentage Yield*
91 Days	0.10 %	0.10 %
6 Month	0.25 %	0.25 %
9 Month	2.08 %	2.10 %
12 Month	0.30 %	0.30 %
15 Month FLEX	0.25 %	0.25 %
16 Month "AWARE"	0.50 %	0.50 %
18 Month	2.96 %	3.00 %
24 Month	0.50 %	0.50 %
33 Month "FLEX"	0.995 %	1.00 %
36 Month	0.75 %	0.75 %
48 Month	0.995 %	1.00 %
60 Month	1.24 %	1.25 %
60 Month Liquid IRA	2.96 %	3.00 %
72 Month	1.49 %	1.50 %
84 Month	1.49 %	1.50 %
96 Month	1.49 %	1.50 %
108 Month	1.49 %	1.50 %
120 Month	1.49 %	1.50 %

Rates as of 12/31/2018.

*Rates are subject to change without notice. See the appropriate fee disclosure and deposit rate sheet for minimum balance requirements and dividend information.